Pregnancy Aid Yojana Scheme: The Pregnancy Aid Yojana is a beneficial scheme announced by the Government of India. It is a scheme targeted at pregnant women. It includes several benefits such as vaccination expenses, hospital admission fee, and so on.
In an address to the nation, PM Modi announced a few beneficial schemes much to the citizens’ delight. New social and financial inclusion schemes will benefit farmers, home buyers, businessmen, and women. For women, the scheme offered by the government is targeted at pregnant women.
Pregnancy Aid Yojana Scheme 2020
- The financial benefit of Rs.6,000 will be offered to pregnant women.
- The benefit can be used for vaccination expenses, hospital admission fees, nutritional food and the like.
- The money will directly be credited to the bank account of the woman.
- The scheme will cover more than 650 districts in the country
Maternal Mortality Rate
In India, the maternal mortality rate is quite high. India is one of many countries in the world to face this issue. Estimates of 2015 revealed that out of 100,000 live births, 174 deaths occur. The maternal mortality rate or MMR is not the count of the number of deaths among children born. It is the count of the number of mothers that die due to childbirth or complications arising out of it. Several reasons lead to deaths of mothers:
- Poor physical condition
- The physical stress of the pregnancy
- Improper medical care
- Lack of medical facilities
- Unhygienic conditions
- Wrong pregnancy management
Steps Towards a Solution
PM Modi has taken a step towards combatting this problem by providing some amount of financial support to expecting mothers. A pilot project is already operational. For this pilot program, 53 districts were selected to do a test run to see how the scheme plays out.
To begin with, expecting mothers will receive Rs.4,000. There is no information on the payment of the Rs.2,000 pending. Hopefully, this amount will be sent by direct transfer to the women’s bank accounts.
Incentive Disbursal Structure Under PMMVY
Under PMMVY Rs. 5,000 will be paid into 3 installments for a cash incentive.
How to apply for Pradhan Mantri Matru Vandana Yojana?
Only within 730 days of the date of the last menstrual period of the recipient may be able to apply to the program. The LMP reported on the MCP card is regarded as the scheme’s maternity date.
Offline Procedure for Availing Maternity Benefits Under PMMVY
To receive a mothership benefit under the scheme, eligible women must register with the scheme either at the Anganwadi Center (AWC) or an approved healthcare facility (government) for whichever is the Department of Execution for that country / Union. The application must be rendered 150 days following LMP.
Application form 1A duly filled.
Copy of the MCP file.
Identity evidence copy.
Passbook account copy from the bank/post office.
A properly signed enterprise/consent of the applicant and her husband.
The application form is available free of charge from the AWC / approved health facility or from the Ministry of Women and Child Development Web site.
For future references, the applicant should receive a certificate of registration from the implementing authority.
After 6 months of pregnancy, the recipient may demand the reward for the second installment by submitting the properly filled Form 1B to the AWC / approved health facility, with a copy of the MCP card with a minimum of one antenatal examination (ANC) and a copy of the receivable for the form 1A.
A copy of the acknowledgment slip Form 1A and Form 1B must be submitted to a beneficiary for claim of the third installment, including a duly filled Form 1C copy of a childbirth registration ID certificate and MCP card which indicates that the child has received the first cycle of the immunization of CG, OPV, DPT, and Hepatitis B.
Online Procedure for Availing Maternity Benefits Under PMMVY
Visit https:/pmmvy-case.nic.in for details in the login and login to PMMVY using the Scheme Facilitator.
For registration by the scheme, please click the ‘New Beneficiary’ tab to enter details under the Beneficiary Registration Form (also known as Form 1A). You can follow PMMVY CAS User Manual instructions for completing the form.
After a pregnancy of 6 months, log into the PMMVY CAS software again and click on the’ Second Installation ‘ button and complete Form 1B according to user manual instructions.
After the child’s birth has passed, click on the ‘Third Install’ tab and fill Form 1C following the instructions provided in the user’s handbook to complete the first cycles with immunizations of CG, OPV, DPT and Hepatitis B.
Please refer to the “Offline procedure of available maternity benefits under the PMMVY” section above to find out the documentation required for each stage.
What Happens in Case of Miscarriage or Still Birth?
In the case of an error or stillbirth, the beneficiary would be entitled, for a future pregnancy, to claim the remaining payment.
For example, if the beneficiary has errors following receipt of the 1st cash incentive installment, she is only eligible for the second and third pregnancy installments.
What Happens in the Case of Infant Mortality?
If a recipient has already received all maternity payments from the PMMVY earlier, in the case of infant mortality, it would not qualify for claims under the Scheme.
Direct Transfer Benefit
The most interesting feature of PM Modi’s schemes is the Direct Transfer Benefit. This eliminates all middlemen and any possibility of the money being misappropriated or scammed. The money is transferred directly to the beneficiary’s bank account. Three main advantages of this benefit are:
- Lower management costs of the scheme
- Elimination of leakage of funds
- Leaves no room for corruption
India faces a huge problem of corruption which ruins almost every scheme implemented to help the citizens. By the time the money trickles down the chain of government officials and politicians, there is barely any left for the beneficiaries. Many times the schemes don’t work out because the funds completely disappear.
The Direct Bank Transfer means the money goes directly from the government treasury to the beneficiary’s bank account. All indirect channels are removed. This also saves costs on the installation and maintenance of channels and salary for the officials managing it. The financial burden on the government is also reduced thereby leaving more money to fund beneficial schemes.
Although as fancy as it may seem, Rs. 6000 Pregnancy Aid Scheme has not been formally launched and implemented yet, however it may be launched in the 2017-18 budget on 1st February by Arun Jaitley. Only then will the exact procedure of the proposed scheme will be available. Watch out for it! (Pregnancy Aid Yojana Scheme 2020)