Aadhar Card Link to Bank Account SBI – Aadhaar Card has found many useful applications in India especially in the linking of SBI savings account and other bank accounts. Since 2017, it was made mandatory by the government for customers to link their Aadhaar card to their banks account without which they won’t be able to do any kind of transactions with their bank account such as cash deposit, ATM withdrawal, fund transfer, passbook update and many more.

There are several ways in which a bank account holder will be able to link their Aadhaar card to their bank account which includes, through the bank’s official website, visiting any SBI branch, SBI ATMs, SBI’s mobile app and through SBI internet banking portal.

Aadhar Card Link to Bank Account SBI

You would able to link your bank account to your Aadhaar card through SBI website by the following steps below:

1. Open your browser and type in SBI website “www.sbi.co.in”
2. Under the “Announcements” section, tap or click on “Aadhaar linking for all SBI customers”
3. Enter your SBI account number and enter the captcha code as displayed.
4. Then you will receive a OTP (one-time password ) on the registered mobile number.
5. Enter the Aadhaar 12 digit number.
6. You will receive on your mobile number the status of the linking.

Linking your Aadhaar card visiting a branch of SBI.

There are a few ways you need to follow for you to link your Aadhaar card to your SBI account through any SBI branch. The procedures are:

1. Access the closest branch of SBI.
2. Ask for a “Letter of Request” and fill in the required details.
3. Submit the “Letter of Request” along with a copy of Aadhaar letter.
4. The bank will verify your documents, process your request and complete the linking.
5. You will receive an SMS about the status of the linking sent to your registered mobile number.

Linking your Aadhaar card through SBI internet banking

You would able to link your bank account to your Aadhaar card through SBI Internet banking by the following steps below:

1. Log in to the portal of SBI internet banking.
2. Click on “My Accounts”
3. Go to “Link your Aadhaar number”
4. Select “SBI Account Number”
5. Fill in your 12-digit Aadhaar unique number.
6. Click on the button “Submit”
7. You will receive a message about the status of the linking on your registered mobile number.

Linking your Aadhaar card through SBI ATMs.

For the sake of your convenience, there are various ways in which you can link your Aadhaar Card to your SBI bank accounts, in addition to the above-mentioned ways is through any SBI ATMs. The steps are:

1. Go to the closest SBI ATM
2. Slot in your debit card and enter your secret pin.
3. Go to “Service Registrations” on the displayed menu.
4. Click on “Aadhaar Registration”
5. Select “Account Type”
6. Fill in your Aadhaar 12 digit number twice.

7 then you will receive a text about the status of the linking on your registered mobile number.

Related Tags: Aadhar Card Link to Bank Account SBI

Linking of Aadhaar to Income Tax Return

You can easily file your Income Tax Return online with the help of Adhaar Card. There is no need to send 1-page verification to Income Tax Department. An Aadhaar based e-verification of the ITR helps you to file ITR easily.

The Department of Income Tax Retu

How to link Adhaar to ITR?

Mentioning of Aadhaar number or the Aadhaar enrollment ID on ITR form has become compulsory w.e.f. 1^st July 2017.

Follow the below mentioned steps to link Aadhaar and ITR

1. Visit the official website http://incometaxindiaefiling.gov.in/
2. Log in using your user id and Password.
3. Select the option Profile Setting on the home page.
4. Go for the option Link Aadhaar.
5. Type your Aadhaar details.
6. Now select the option Link now.
7. Verify the Aadhaar with PAN data.
8. In order to finish this process, you need to keep in mind the following points.

If you have an EVC then submit your EVC.

In the absence of EVC, you would like to generate the same.

In case you want to generate Aadhaar OTP to e-verify your ITR.

You want to e-verify later or want to send ITR-V.

How to E-verify your ITR using Aadhaar Card?

E-verification of your ITR is done by generating an Electronic Verification Code. This EVC number is a ten-digit alphanumeric code, send to your registered mobile number. The number identifies the taxpayers of different methods of e-verification.

An Income Tax Asessese needs to e-verify its ITR. This is not valid until the taxpayer verifies it. The department has given the option for verification electronically as well as physically.

Different methods to E-verify your ITR

E-verification of ITR using Aadhaar?

E-verify your ITR using Aadhaar Card. In this, you don’t need to send your 1-page verification document to the Income Tax Department in Banglore.

Steps to E-verify your ITR using Aadhaar

Make sure that you Aadhaar must be linked with the PAN. Otherwise, you need to link Aadhaar and PAN.

1. Visit the official website of Income Tax.
2. A message pops up on the screen asking you to link your Aadhaar with the e-filing account. In the absence of this message, you can go to the blue tab named Profile Setting on the top bar and click the Link Aadhaar key.
3. After checking your PAN details enter your Aadhaar Number. Save these details by clicking the Save button.
4. Your Aadhaar will be linked to the PAN after validation.

As your Aadhaar linked to your PAN follow the steps mentioned below.

1. First of all, upload the ITR through Income Tax e-Filing website.
2. After finishing the first step you will be asked for the mode of verification for your ITR.
3. Select the third option that says generate Aadhaar OTP.
4. You will receive a password on your registered mobile number with your Aadhaar.
5. Keep in mind this OTP is valid only for 10 minutes.
6. Enter the OTP on the page and click the Submit button.
7. You will receive a message ‘Return successfully e-Verified’. Now download the acknowledgment that will be also sent to your registered email id.

Benefits of linking Aadhaar and PAN

Apart from filing the ITR, there are many benefits of linking PAN and Aadhaar. It helps the government to curb black money. We all know the benefits of PAN and Aadhaar.

Removes the chances of having multiple PAN cards

Having the multiple PAN number was a major source of tax evasion. The multiple cards have been proven a major hurdle in improving tax compliance. Apart from the tax evasion, multiple cards were also used to defraud banks.

Detects Tax Evasion

Linking of Aadhaar with PAN helps the Income Tax Department to establish an efficient surveillance system to detect the tax evasion. The Aadhaar number helps to ensure that the details of the individual are filed properly.

Reduces cash transaction

Linking of Aadhaar with PAN is a positive step towards reducing the cash transactions. That helps to achieve higher economic growth and gives stability to the country.

Stops cancellation of PAN

Once you link your Aadhaar with PAN it avoids the cancellation of your PAN. Linking of Aadhaar PAN is a summarized detail of a tax attached to an individual’s unique identification number for the future purpose.

Why there is a need to link PAN and Aadhaar?

To tighten the grip on the tax evaders the government has introduced a new section 139AA in the Income Tax Act, 1961. By getting multiple PAN numbers people are concealing their income.

The CAG report of 2011 highlighted this issue clearly so the government considered issuing biometric PAN cards to taxpayers across the country to check the duplicate and fake PAN numbers.

The government has tried to find the loophole and find it is not possible to get multiple Aadhaar Number. And the linking of PAN and Aadhaar ensures that one person can hold only one PAN.

Apart from the tax evasion people also get loans from different banks/financial institutions using different PAN. The Aadhaar verified PANs reduce the chances of this malpractice.

Important points to keep in mind while linking Aadhaar and PAN

1. For the successful linking, you must ensure that your details on both of the documents are an identical name, gender and date of birth.
2. Without linking Aadhaar with PAN number you can file your ITR but the Income Tax Department will process your returns after the linking process.
3. The last date of linking Aadhaar and PAN is extended up to 31^st March 2019.
4. If you are already a user on the e-filing website, there are the chances your PAN and Aadhaar are already linked.
5. You can check whether you Aadhaar is linked with PAN by visiting Income Tax e-filing website incometaxindiaefiling.gov.in.
6. In case there is a minor mismatch in the PAN and Aadhaar data you can get it corrected before trying to link these numbers.
7. Biometric authentication is the must in case there is a major mismatch in data of Aadhaar and PAN.

rn has extended the signing and verifying facility of ITR from the Assessment year 2015-16. To get the benefit of this facility you need to link your PAN with Aadhaar. 

Related Tags: Link Aadhaar Card To Income Tax Return